Call Us Today For A Free Quote | 866.896.1555
  • Home
  • Get a Quote
  • Group Services
    • Fully Insured Group Medical Plans
    • Self-Funded Medical For Businesses
    • Wellness
    • Gap Plans
    • Limited Benefit Plans
    • Defined Contribution & Defined Benefit Plans
  • Financial Services
    • Annuities
    • Life Insurance
    • Tax Advantage Plans
    • Tax-Free Retirement
    • 403b & 457 Plans
    • Executive Compensation & Bonus
    • Key Man Protection
    • Long Term Care
    • Financial Planning
  • Voluntary Benefits
    • Short Term Disability
    • Accident
    • Cancer
    • Critical Illness
    • Dental Insurance
    • Vision Insurance
    • Indemnity Plans
    • Individual Medical Plans
    • Telehealth
    • Legal Shield
  • Resources
    • Refer a Friend
    • Insurance Glossary
    • Document Library
    • Videos
  • About Us
    • About Mayfield & Associates
    • Private Insurance Exchange
    • Location Map
    • Privacy Policy
  • Contact Us
    • Join Our Newsletter
    • Contact Us
    • Proof of Coverage Submission
    • Application Submission
Expert advisors make all the difference
 
Home > Voluntary Benefits > Indemnity Health Insurance Plans - Gulfport, MS

Indemnity Plans

Indemnity plans allow you to direct your own health care and visit almost any doctor or hospital you like. The insurance company then pays a set portion of your total charges. Indemnity plans are also referred to as "fee-for-service" plans. 

How does an Indemnity plan work?

Under an Indemnity plan, you may see whatever doctors or specialists you like, with no referrals required. Though you may choose to get the majority of your basic care from a single doctor, your insurance company will not require you to choose a primary care physician. An Indemnity plan may also require that you pay up front for services and then submit a claim to the insurance company for reimbursement. 

You'll likely be required to pay an annual deductible before the insurance company begins to pay on your claims. Once your deductible has been met, the insurance company will typically pay your claims at a set percentage of the "usual, customary and reasonable (UCR) rate" for the service. The UCR rate is the amount that healthcare providers in your area typically charge for any given service. 

An Indemnity plan may be right for you if:

You're looking for the greatest level of freedom possible in choosing which doctors or hospitals to visit

You don't want to designate primary care physicians or get referrals to get specialists

You want to freely visit any physician you choose

*Definitions may vary by plan provider. Please read the provider's Summary of Benefits.

Steps to building an Indemnity plan in Gulfport, Biloxi, Long Beach, Ocean Springs, Hattiesburg, Jackson & Pascagoula, Mississippi as well as Texas, Louisiana, Alabama, Tennessee & Florida.



Mayfield  and Associates, LLC BBB Business Review
Instant Quote
Get Started
Referrals
We love referrals! And thank you even more for your continued business.
Helpful Videos
Watch our collection of educational videos for the best tips.
Join Our Newsletter
Stay in touch with the latest events, news and offers we have.
From Our Blog From Our Customers
Read More Read More
  • Carrier
  • Carrier
  • Carrier
  • Carrier
 
Stay In Touch With Us Helpful Site Links Contact Us
Sign up now to receive new and updates Home Page
About Us
Get A Quote
Partners
Referrals
Contact Us
Mayfield & Associates
12452 Suite B Highway 49 North
Gulfport, MS 39503

Toll-Free: 866.896.1555
Local: 228.896.1555
We have the expertise to find you the right coverage at the right price 
Powered by Insurance Website Builder